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Protective measures will prevent costly disaster. This mean that one should take protective measure all the time so that it prevent a big disaster from happening. For an example; one should get insurance for the families so that the families will have safe assurance even if something do happen to the breadwinner. Secondly, one should have save some money in accounts (6 months) in case one encounter unemployment crisis. The same goes for one should build up a retirement fund so that when one is lay off near retired age , you are able to support yourself without needing to borrow money from anyone. This apply to building a college fund for your children while they are still a toddler, so that they can get good education when they reach teenage age and you don't have to be suddenly burdened by extra expenses. Thirdly, one should have take care of one own health even before a call for major surgery in future as a result of negligence toward one own health. fourthly, one should be

Feeling overwhelm by work and not progressing anywhere? below are some tips where you can learn and change the way you do things. 1. List down all your tasks 2. Prioritize your task and pick 3 out of it (perferable one is related to your long term goal) 3. Start with one task at a time. If it was under pending due to waiting other people, starts doing another one. The 3 task is should be task that is important to you. once it is completed, you are free and anything else extra you did that day is consider to be a bonus . You will get a lot of thing done faster this way :)

You know about buddhist teaching , you know about karma . you know that problems happening now in your life maybe a result of something you have done in your past or your past life. There are many things happening in your life now and you are not sure what kind of karma is the actual problem. This is one book you should take and try, Lilian Too Tibetan Cosmic Magic Series 21 Tara Oracle . The tara divination in this book is very simple to be understand and the book has few solutions for each of the divination . Other than that, there is a few mantras included in this book for you to get started . So when you bought this book, it isn't only the divination answer is included but also some beneficial mantras for your life with recommendation and suggestions for your situation. so if you are facing situation that you are not sure the real cause or when you need to do some decision making, this oracle book can consult you on what to do . this book cover aspect related to business ,